Which statement is FALSE regarding the Personal Effects Floater?

The assertion that artificial teeth or limbs are covered under a Personal Effects Floater is not accurate. Personal Effects Floaters generally provide coverage for personal belongings against risks like theft, loss, or damage, but they typically exclude certain categories of items for specific reasons. Items that are not considered personal effects in the context of travel insurance, such as medical devices or prosthetics, may not be covered and are often specifically listed as exclusions. Therefore, stating that the policy covers such items is misleading.

The other statements accurately describe the Personal Effects Floater. This type of coverage is indeed ideal for tourists and travelers as it provides protection for their personal belongings during their travels. Additionally, the coverage often extends worldwide, offering protection regardless of the location. It's also correct that policies of this nature do not typically cover money while traveling, as cash is usually excluded from many personal property policies to limit potential loss exposure.