Which of the following is covered under Windstorm and Hail coverage of a Standard Homeowners Policy?

The correct answer regarding coverage under Windstorm and Hail in a Standard Homeowners Policy pertains to damage to a rowboat in the driveway of the insured's residence. This is because Windstorm and Hail cover risks associated with severe weather events that can cause direct physical loss or damage to property.

In this scenario, if a windstorm or hail event were to occur and directly damage the rowboat, it would be covered as it falls under property exposed to such perils. The homeowners' policy typically protects personal property that is located on the premises, including items like a rowboat.

Other options, such as water damage from leaky windows, generally fall under different types of coverage or exclusions in a Standard Homeowners Policy, especially if the leaks are due to wear and tear. Damage to a television antenna on the roof may not qualify since coverage for exterior appurtenances can be limited or have specific exclusions, especially if the damage is a result of windstorm or hail rather than direct damage caused by these perils.