Which coverage typically helps with damages from accidents involving other vehicles?

Collision coverage is designed specifically to provide financial protection for damages resulting from accidents involving other vehicles. When an insured driver is involved in a collision, this type of coverage helps pay for the repairs to their own vehicle, regardless of who is at fault in the accident. This means that if you hit another vehicle or are hit by another vehicle, collision coverage covers the costs associated with repairing your vehicle up to its actual cash value.

Comprehensive coverage, in contrast, covers non-collision related incidents such as theft, vandalism, or damage caused by natural disasters, which is why it does not apply in situations involving accidents with other vehicles. Liability coverage is focused on providing protection against claims made by other parties, covering damages and bodily injuries you might be responsible for if you are at fault in an accident. Lastly, personal injury protection covers medical expenses for you and your passengers after an accident, but it does not assist with vehicle damage. Thus, collision coverage is the most suitable choice when discussing damages from accidents involving other vehicles.