What information is included in the driver's information requested on an application?

The correct response emphasizes the need for comprehensive details about all individuals who operate the insured vehicle and their frequency of use. This information is crucial for insurers to accurately assess risk. By knowing who drives the vehicle and how frequently they do so, insurance companies can evaluate the likelihood of claims based on driving behaviors and patterns.

When an insurance provider collects details about all drivers associated with a policy, they can understand the collective risk associated with the vehicle. This allows the insurer to set premiums that reflect the actual risk exposure more precisely and ensures that all potential drivers are covered under the policy.

Other options may offer aspects of driver information but do not encompass the complete and detailed understanding that option D provides. Option D specifically captures both the identity of all drivers and their usage frequency, which is essential for premium calculations and risk assessments in the context of auto insurance.