Under a Comprehensive Personal Liability policy, which of the following claims is covered?

Study for the Alberta General Insurance Level 2 License Exam. Engage with flashcards and multiple choice questions, each question comes with hints and explanations. Prepare effectively for your exam!

A Comprehensive Personal Liability policy is designed to protect individuals from claims of bodily injury or property damage they may cause to others in their personal capacity. Among the options provided, the occasional rental of the residence to others is a specific situation that generally falls under liability coverage in a comprehensive personal liability policy. This is because renting out your residence occasionally can expose you to potential claims if a tenant or guest were to get injured on your property or if you accidentally cause damage to someone else's property.

In contrast, employment as a sales representative typically involves business activities that are not covered under a personal liability policy, as they pertain to professional engagements where different liability considerations apply. Similarly, temporary business pursuits for those under age 21 also fall outside the purview of what personal liability policies generally cover, since these activities can often be seen as commercial rather than personal.

Therefore, option C stands out as the only claim scenario that aligns with the protective scope of a Comprehensive Personal Liability policy, highlighting the importance of understanding the context of liability coverage in personal insurance.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy